Lazy People's Must-See! OKX's 4 Major Products to Help You Earn Passive Income
Source: OKX
A deep retracement of Bitcoin during the Chinese New Year, with altcoins collectively plummeting, and many projects hitting new all-time lows. Market sentiment switched directly from fervent FOMO to panic. Many who were anticipating "financial freedom" before the New Year can now only self-mockingly refer to their losses with screenshots saying "not off to a good start." In this cycle of ups and downs, you may think you are practicing the quantitative art of "buying high and selling low," but in reality, you are constantly "chasing pumps and selling dumps," making trading decisions with adrenaline, leading to increasing losses in anxiety.
However, if you no longer want to be dominated by market sentiment and instead seek stable long-term returns, distancing yourself from the anxiety brought by violent fluctuations, then this article is prepared for you. You don't need to constantly monitor the market, predict trends, but rather use a reasonable strategy to build a "revenue engine," allowing your assets to operate on their own, steadily growing over time. The market will always have its highs and lows, but the smart approach is not to go with the flow but to let wealth automatically play the "compounding march," with capital working for you, rather than you working for the market.
This article summarizes OKX's four major "relatively low-risk" products with "relatively stable returns," exchanging time for gains, helping you earn passive income, transforming market volatility into stable returns. While others stay up late monitoring the market, anxiously chasing pumps and dumps, you can accumulate compounding gains effortlessly through a steady strategy, achieving long-term asset growth.
1. Easy Earn
Why let your assets sit idle when they can earn for you? Want your USDT, USDC, BTC, ETH, and other crypto assets to realize their full potential? OKX Easy Earn matches your idle assets with users in need of loans, generating relatively stable returns for you. With 24/7 access, hourly interest calculation, and flexibility in deposits and withdrawals, your assets can continuously appreciate over time!
Moreover, there's no need to envy others' high returns. Generally, your first 1,000 USDT can earn a platform reward of 10.00% annual percentage yield (APY) within 180 days, exceeding 1.00% APY on balances over 1,000 USDT. Additionally, the APY for USDT and USDC can be quite significant during specific market conditions. For example, in the week of December 6, 2024, OKX's Easy Earn products offered an APY of 27.72% for USDT and 20.43% for USDC, far surpassing industry standards. With a hot market demand for loans, you can lend out idle funds at any time to increase passive income.
OKX's robust risk management system provides full security for your funds throughout the process. With just a few steps, your assets can intelligently "work" for you, achieving zero-threshold passive income.

Figure: OKX USDT Simple Earn Annualized Returns Graph
II. On-Chain Earnings
If the "Simple Earn" feature does not have the cryptocurrency you want to lend, you can also choose "On-Chain Earnings." OKX On-Chain Earnings selects staking and DeFi protocols to help you earn on-chain rewards. However, please note that on-chain DeFi protocols are provided by third parties and carry certain risks. OKX does not provide any guarantees for their products or take responsibility for any losses incurred from using such products. Nevertheless, OKX rigorously reviews each protocol, assessing audit reports, performance, compliance, team background, and governance mechanisms, striving to offer you safer and more reliable on-chain earning products.
Staking and DeFi products have different reward mechanisms. Staking products earn rewards by helping secure the blockchain network, while DeFi products can generate returns through providing liquidity, participating in liquidity mining, lending, among other methods. You can choose the token you want to stake and proceed with the subscription. However, please be aware that on-chain earnings lack the flexibility of Simple Earn in terms of redemption. The distribution schedule of rewards for PoS staking products varies based on different blockchain mechanisms and may occur daily, weekly, or be distributed upon redemption along with the principal. Returns from DeFi products are typically distributed the day after redemption along with the principal, while additional rewards are usually distributed around 20:00 (UTC+8) daily.
For example, OKX has launched the SOL staking activity where staking SOL on the Solana network earns you a 1:1 OKSOL ratio, with the current reference annualized return reaching 10.89%. Additionally, staking ETH can earn up to 2% annualized APR, receiving a 1:1 BETH ratio, earning rewards daily while maintaining more liquidity.

Figure: OKX On-Chain Earnings Illustration
III. Shark Fin
A brief summary of the core features of Shark Fin: Stable Earnings + Range Bonus. As a "capital-protected" structured product, OKX Shark Fin can steadily grow assets by tracking price fluctuations and earn annualized returns on USDT, BETH, and OKSOL. For conservative traders, if the market conditions are favorable, they can enjoy higher annualized returns. In conclusion, Shark Fin offers capital and interest protection, ensuring a minimum annualized return.
The operation of Shark Fin is very simple. It will track market changes based on price fluctuations to achieve dynamic yield enhancement. At the end of the product term, you will receive back the subscribed principal and the guaranteed basic annualized return. More importantly, if the settlement price falls within a specific range, you will receive a higher annualized return.
As shown in the following diagram, if the underlying price is below $9,200 or above $9,400 at maturity, you will earn a 3% annualized return. If the underlying price is between these two values, you will earn an annualized return matching 3% to 18%.
OKX Shark Fin offers flexible terms of 3 days and 7 days, allowing you to choose according to your needs. Whether it's a short-term "soup" or a long-term "meat," you can find a suitable solution. During subscription, you can place diversified orders through USDT, BETH, OKSOL, or concentrate on a single underlying asset. Such a design makes trading more convenient and helps you steadily appreciate your assets. In short, Shark Fin provides a secure and flexible trading option, allowing your assets to enjoy maximized returns within a secure framework.

Figure: OKX Shark Fin - 3 Potential Return Scenarios
IV. Jumpstart Activity
Recently, OKX Jumpstart has returned with a bang, providing users with a convenient and efficient way to seize opportunities from early-stage potential projects and earn rewards. OKX Jumpstart is a platform dedicated to selecting blockchain new projects, aiming to help users become early traders of emerging digital assets. Participants only need to hold and stake coins that meet the activity requirements to easily join.
Through OKX Jumpstart, users can participate earlier in selected potential projects and receive reward tokens from the trading platform after the mining period ends. So, when is the project issuance time for OKX Jumpstart? OKX Jumpstart will periodically provide users with experiential opportunities for quality new blockchain projects. All activities will be preheated and detailed activity rules will be announced in advance so that users have enough time to prepare for participation. Users can stay up to date with the latest project information and notifications from the platform to ensure they do not miss any participation opportunities.
If you want to participate in the Jumpstart activity, the operation is very simple. After entering the platform, find the Jumpstart activity entrance, view the activity details, and proceed with the operation to have a chance to receive rewards. Jumpstart currently offers two types of activities: New Coin Mining and Discounted Sale. The New Coin Mining model allows users to stake and receive the tokens issued by the project as rewards. Each cycle of the activity has different stake periods and total stake limits, with more stake leading to more tokens received. The Discounted Sale model uses a "reservation subscription + lottery draw" method for token distribution. Jumpstart is not available for users in certain restricted countries/regions, and eligible users should refer to the specific activity information released by OKEx.

Figure: OKX Jumpstart Concept
Disclaimer
This content is for reference only and should not be construed as (i) investment advice or recommendation, (ii) an offer or solicitation to purchase, sell, or hold digital assets, or (iii) financial, accounting, legal, or tax advice. We do not guarantee the accuracy, completeness, or usefulness of such information. Digital assets (including stablecoins and NFTs) are subject to market fluctuations, involve high risk, may depreciate, or even become worthless. You should carefully consider whether trading or holding digital assets is suitable for you based on your financial situation and risk tolerance. For your specific circumstances, consult your legal/tax/investment professional. Not all products are available in all regions. For more details, please refer to the OKX Terms of Service and Risk Disclosure & Disclaimer. The OKX Web3 mobile wallet and its derivative services are subject to separate terms of service. You are responsible for understanding and complying with relevant local laws and regulations.
This article is contributed content and does not represent the views of BlockBeats
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